The Simplest Annuity Explainer We Could Write We define immediate annuities, fixed annuities, variable annuities and index annuities, plus give you questions to ask salespeople. Read More…

An Eye for Photography, but a Google Suite for Events She was a photo editor. Now she’s an events manager. Whitney Richardson discusses how her career shift at The Times has changed her tech habits. Read More…

U.S. Requiring Social Media Information From Visa Applicants The State Department is asking visa applicants to submit social media accounts that they have used in the past five years under a new policy that took effect on Friday. Read More…

‘Redacted’ Is Word of the Day as the Mueller Report Lands Here are answers to the questions you may have about the redactions, including the most common one: “harm to ongoing matters.” Read More…

Personal Finance for Those Who Don’t Have a Clue A new book promises to be “a total beginner’s guide to getting good with money.” It does a good job, though our reviewer has a few misgivings. Read More…

When Your Kid Realizes Bedtime Is a Scam Welcome to the NYT Parenting newsletter. Read More…

The Unlikely Activists Who Took On Silicon Valley — and Won Mining personal data has become a trillion-dollar business — which is why activists are pushing laws to curb the practice, and why Facebook and other companies are desperate to stop them. Read More…

Canada Says Facebook Broke Privacy Laws With ‘Superficial’ Safeguards An investigation found that Facebook did not protect user data in the Cambridge Analytica scandal and has ignored recommendations since. Read More…